Residential Mortgage Loans

Here to help you grow.

Madison County Bank has a full range of Residential Mortgage Services. We have a loan program to fit your needs, and you'll feel right at home with our knowledgeable and helpful staff.

Conventional Loans

We have many products available at very competitive rates:

  • Fixed Rate Mortgages
  • Purchase and Refinance
  • First Time Homebuyers
  • Investment Property and Second Homes

Portfolio Loans

We have the flexibility to create a loan to fit your needs:

  • Adjustable Rate Mortgages
  • Purchase and Refinance
  • Balloon Payment Loans
  • Home Equity Loans

Construction Home Loans

If you have found that perfect piece of land and want to build your dream home, Madison County Bank can help with all phases of the construction.

  • Interim Construction Loans
  • Lot Loans
  • Pre-approval for permanent financing
  • Rate protector feature

Mortgage Calculator

Click here to estimate payments and plan your home financing budget with our helpful tools.