Security Tips

Wayne County Bank takes the protection of your customer information very seriously.  Please review these security tips to help you make sure all of your transactions are secure.

Please click here to view information about the recent Equifax security breach.


  • Use strong passwords.  Choose a password with at least 8 characters and a combination of letters, numbers, and special characters.
  • Change your password regularly
  • Never share your password with anyone
  • Do not write your password down or store it online
  • Use different passwords for each online system you access
  • Never use the “remember my ID and password” option on your computer
  • Use Online Banking only on secure computers and never leave it unattended during an online banking session.  Public computers should be used with extra caution and not to conduct financial transactions.
  • Conduct financial transactions only with trusted and secure sites.  Check for secure transaction symbols like a lock symbol in the lower right hand corner of your web browser or https:// in the address bar of the website.  The “s” indicates “secured” and means the web page uses encryption.
  • Always log off your banking session and close your browser
  • Monitor your account online and review your monthly checking account statements


  • Never provide confidential information such as account numbers, Social Security number or passwords over the phone or the internet.  Wayne County Bank will never e-mail you requesting this information.
  • Do not open e-mail attachment from unknown senders
  • Be aware of e-mail scams and also phishing and pharming attacks.  Phishing involves an e-mail that appears to be from a known sender.  It typically provides a link to a phony website where you are asked to provide personal or account information.  Never respond to an e-mail asking for confidential information.  Pharming involves redirection from a legitimate website to another bogus website in an attempt to get your personal information.
  • Use an e-mail filtering software (spam).  This will help reduce the likelihood that a virus or worms will install a malicious program on your computer or that you will receive e-mail phishing attempts.


  • Keep your computer operating system and software up to date by applying the latest security patches
  • Install antivirus software on your personal computer and keep it updated
  • Install a firewall
  • Use antispyware as this can help prevent your activities from being monitored
  • Perform frequent scans on your computer to help detect viruses